SMC Loans are convenient online cash solutions that are available to people looking for some financial aid to sort out their short or long-term financial crisis’s and help them meet their financial obligations.
These personal loans offer as much as R150 000 in unsecured cash loans which you can use for anything you want with no restrictions. SMC is a registered financial credit provider that provides quick and convenient cash loans to people in South Africa and they have a high approval rate which will improve your chances of getting finance from them.
People who may have bad credit will be glad to hear that they can get some assistance from SMC.
Why choose SMC Loans?
When you apply for SMC Loans you can get access to cash loans that start from as little as R500 to as much as R150 000 which come with flexible repayment terms ranging from 3 to 36 months.
These personal loans are unsecured loans which can assist you in your time of need, whether its for your short-term or long-term needs, SMC has a financial solution for you. You can use these loans for things such as renovating your home, paying for medical or school expenses, using it to start a business or consolidating other loans the choice is entirely up to you.
For your convenience the application process can be done entirely online by simply filling out the application form on their website with all your relevant details and submit. They have a higher approval rate as compared to others and you will be able to know the status of your application if you lodge in your application before 11am.
You won’t have to stand in any queues or go through face to face interviews. The amount you will be eligible for will be calculated based on your affordability assessment and credit profile.
If your personal loan application is approved you will get the money paid out into your bank account directly and you can get to use it immediately. You will benefit from fixed interest rates and flexible repayment terms that considers your financial standing and ensures you can comfortably pay your loan without any stress.
If you are an individual who has bad credit or may be blacklisted you can still apply and qualify for these personal loans.
SMC Loans Application Requirements
To get approved for these cash loans you must ensure that you are permanently employed for at least 3 months with the same employer, must be a citizen of South Africa with an Identity Document and older than 18 years, must be earning a minimum of R2 000 every month and have an active bank account where you receive your salary payments.
SMC will review your application and will pay out the money to your bank account in a matter of a few hours and will deduct the monthly installments from your bank account directly through a debit order.
SMC Loans Contact Details
Get to know more about SMC Loans by simply getting in touch with their customer care number 021 557 0394 where you can speak to their friendly and helpful consultants, or alternatively you can go online and visit their website www.smcloans.co.za and get more detailed information from there.