HomeChoice Loans are flexible credit solutions offered to people looking for unsecured credit, and they are provided through FinChoice. HomeChoice is a subsidiary of HomeChoice International and is a retail store that offers a number of products and services to its customers on credit. HomeChoice offers credit loans of up to R20 000 which come with flexible repayment terms ranging from 6 to 24 months which you can use to sort out all your short term financial obligations.
Why choose HomeChoice Loans?
HomeChoice Loans offers personal loans of up to R20 000 in cash and these can assist you in addressing all your financial challenges that you may be facing. Their loans are issued through FinChoice and come with flexible repayment terms ranging between 6 to 24 months. The application process is fast, easy and convenient, and you will be able to fill it out online or through the phone. Once your application gets approved the money is available to you to use within 24 hours, and these loans come with fixed interest rates.
HomeChoice Loans also come with a free Credit Protection Plan which safeguards you from unforeseen and unfortunate events such as retrenchment, permanent disability or even death. There are other products from HomeChoice which you can benefit from and these includes the KwikAdvance which offers you up to R2 000 which you can pay off on your next pay day, the KwikServe which is an app that allows you to access credit and do transactions on your mobile, and FoneChoice which offers you gadgets such as laptops, cellphones and tablets on credit.
HomeChoice Loans Application Requirements
To apply and qualify for HomeChoice Loans you must be a HomeChoice customer over the age of 18 years old and with a South African Identity Book, must have permanent employment and a good credit history. HomeChoice will carry out an affordability assessment and tailor your loan to suit what you can afford. Repayments are deducted from your bank account so you need to have an active bank account where your salary is paid into.
HomeChoice Loans Contact Details
For more detailed information on how you can apply for HomeChoice Loans you can visit their website www.homechoice.co.za or www.finchoice.co.za and read up more details. Their consultants are also available on 021 680 1000 where you can speak to them regarding their products and services and they will gladly assist you with any queries you may have.